![]() Rather than automatically tracking your income and expenses, it requires you to manually input them into a calendar. ⭐️ Best for Long-Term Budget Forecastingĭollarbird operates a little differently from other budgeting apps.Get unlimited envelopes for $8 per month or $70 per year.Consistently pay your debt down or off with a debt payoff envelope.Opportunities for saving for larger goals by creating an envelope for each goal.Sync and share budgets with household members.Unlike most budgeting apps, it doesn’t link to your bank accounts you have to manually input income and expenses, which is good for the security conscious or those who want the freedom to occasionally spend outside their budget.Otherwise, it works exactly the same as the physical envelope method. Instead of real envelopes, Goodbudget uses digital ones. For example, you can’t spend your grocery money to buy movie tickets. Once an envelope is empty, that’s it there will be no more spending in that category until your next paycheck, and there will be no dipping into other categories. You then fill them with a set amount of cash to spend on each. That’s where you label envelopes with different spending categories, such as “groceries” or “entertainment. ![]() Goodbudget is essentially the digital version of the envelope method for budgeting. Keep Reading: Opportun (formerly Digit) Review Opportun is reasonably priced at $5 per month, with a free 30-day trial to see if it’s right for you.
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